Claims in a Few Key Figures: Collisions and upset | Civil liability
In 2025
Average cost of claims was $8,638 | $ 7,949
The number of claims was 179,856 | 168,329
The claims frequency was 3.84% | 2.97%
Collision and upset frequency
The cost of repairing a vehicle continued to rise in 2025, while the number and frequency of claims decreased from 2024 to 2025.
Orange line : Collision or upset
Grey line : Civil liability
The cost of a claim paid under Collision Coverage was $8,638 in 2025. The amount paid under the civil liability coverage amounted to $7,949. From 2015 to 2025, the cost of a claim paid under collision coverage has more than doubled, rising from $4,083 to $8,638.
Note: Under direct compensation, damage to the vehicle of the motorist not at fault for the accident is paid for in civil liability.
Orange line : Collision or upset
Grey line : Civil liability
Orange line : Collision or upset
Grey line : Civil liability
From 2014 to 2019, the number and frequency of civil liability and collision claims were relatively stable before experiencing a notable decline in 2020 due to the pandemic. For the years 2021 and 2022, the number and frequency of claims rose again and then decreased in 2023 and 2024. In 2025, the number and frequency of claims have started to rise again.
Source: GROUPEMENT DES ASSUREURS AUTOMOBILES, Automobile Statistical Plan, General Results, Passenger Vehicles, 2025.